Closing Costs

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller and clearly stated in the sales contract.

As our trusted real estate professionals negotiate the sales contract for you, will not only work to get the sales price you want, we will also work to limit the number of closing costs for which you will be responsible.

At Kalamazoo Mortgage Team, we will clearly explain all cost and fees associated with your transaction as well as ensure you have a clear understanding of which cost are paid directly to third parties on your behalf, which fees are negotiable & refundable and which fees are charged by our company.  

Good Faith Estimate

Buyers will receive a "Good Faith Estimate" of closing costs at the time of application. The Good Faith Estimate not only projects the fees associated with your loan but proposed interest rates & pre-paid expenses as well. 

Standard Closing Costs

Loan-Related Costs

  • Loan Origination Fee
  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • interest Payment
  • Escrow Account


  • Property Taxes
  • Transfer Taxes and Recording Fees


  • Homeowners insurance
  • Flood or Quake insurance
  • Private Mortgage insurance (PMI)
  • Title insurance


Home Status Report

Want to know if a home is still on the market, or if the price has changed? We can help. Simply fill out the information below and with no obligation to you we'll get back to you with your requested information. We guarantee your privacy.

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